Microcredit for Entrepreneurs

Microcredit

If your business is small, but your will to grow is great, Microcredit is ideal for your business, whether to buy materials, equipment or improve the environment. And the interest rate on that loan is one of the best.

Microcredit is ideal for formal, informal entrepreneurs and individual entrepreneurs, and offers a team capable to visit your business and clarify all your doubts about payment methods, deadlines and limits of the loan.

How it works

Limit

The amount of credit depends on the analysis of the credit and the payment capacity of the enterprise. The minimum value is $ 300.00 and, depending on the need and size of the business, can reach up to $ 15 thousand, as the development of the enterprise.

With Bank Microcredit, you get credit with ease and without red tape, acquire equipment, construction material and improve your business. Check the advantages and the required conditions:

Benefits

Be over 18 years of age or emancipated and have an account with the Bank;
Do not have names in delinquent registries.
The amount of credit depends on the credit analysis and the payment capacity of the enterprise;
The minimum value is $ 300.00 and, according to the need and size of the business, can reach $ 15 thousand, depending on the evolution of the enterprise, and the first hiring can be up to $ 3,000 thousand dollars and, from of the second contract, up to $ 5,000 for Investment and / or Turnover;
You move the credit through the checking account, savings account or Banco Fácil;
You, the individual, pay in installments, depending on the purpose of the credit and the analyzes carried out by the Bank, and choose the best day of the month for the maturity of the installment;
For legal entities, payment is also made in installments, depending on the purpose of the credit and the analyzes carried out by Caixa, and you can choose the best day for the maturity of the installment.
* (Federal Public Sector Non-Debit Credit Reporting) or Credit Information System or Central Bank Defaulter System and Central Credit Protection Service.

Payment

The installments of your loan can be paid by debit in account or bank slip, in Caixa Banking Correspondents, Caixa branches and lottery houses.

If your installments are up to date and you need the 2nd ticket path..

How to perform

Formalize your company and count on the Bank’s partnership.

Inquire about the product

Attend any of the Banking agencies, partner institutions or call the bank’s phone number and let them know.

Use credit

If your registration is approved, after the analyzes made by the Bank, the credit will be deposited directly into your account.

Charges

Oriented Loan Turn

Interest rate from 3.3% per month;
Collection of IOF (Tax on Credit Transactions) at zero rate;
Credit Opening Rate (TAC) of 3% on the value of the contract.

Requirements

Be at least 18 years old or emancipated
Own bank account
Do not have name in registries of defaulters.
Guarantor, if applicable ..